Travel Insurance for Students in Canada
Benefits of Student Travel Insurance
Although the Canadian government provides subsidized medical care for its citizens, many of these services are not available to foreign students studying in Canada. Therefore, international students enrolled in Canadian schools must obtain medical insurance for the duration of their studies.
Illnesses or emergencies can happen at any time, including on campus or during travel. However, it is important to note that some travel insurance plans do not cover COVID-19 related expenses, so it is crucial to carefully review the policy before purchasing. In addition, when family members accompany a student on a trip, separate coverage is required as family plans tend to have higher health coverage costs.
It can be stressful to be sick or injured away from home, which is why Experior provides student travel insurance coverage to ensure that you are taken care of in case of an unexpected medical event.
Specialist Discount
Not having healthcare coverage could result in paying higher fees for consultations with doctors. Fortunately, insurance companies have partnerships with healthcare providers that offer reduced consultation costs. Additionally, travel insurance policies may include dental benefits when traveling abroad. However, it is essential to ensure that your coverage matches your specific needs and budget. It is important to note that the lowest cost does not always translate to the best coverage.
Confirmation of Admission
When applying for a scholarship or admission to a university, it’s essential to have a health insurance plan that meets the school’s requirements. Without proper coverage, universities and institutions may not accept your application. While it’s exciting to think about the possibilities that may arise from attending a new school, it’s important to consider the administrative side of things as well. This means finding the right insurance benefits to ensure you are adequately covered. With so many options available in the student insurance market, you’ll need to consider factors such as the length of your stay, air transportation, air ambulance, and other potential expenses. You must also ensure that the coverage you choose meets the school’s specific requirements. Remember that the lowest-priced plan is not always the best option for your needs.
No government health insurance plan
In many cases, emergency medical services funded by the government are not available to international students. Landed immigrants also face a waiting period before being eligible for such services. On top of that, healthcare expenses tend to be high and are expected to increase annually. In the event of a medical emergency, you will be responsible for paying your own medical bills. That’s why it’s important to have a health insurance policy that covers you and your family. Going to school can already be a costly affair, and adding medical expenses on top of that can make it seem overwhelming.
Why is Experior Financial your best option for travel insurance for international students?
Starting a new journey in a foreign province or country can be daunting, especially if you’re unfamiliar with the healthcare system. At Experior, we value our clients and strive to offer the most comprehensive travel insurance coverage possible. Our unique service provides you with the comfort and assurance that medical expenses will be covered once you leave your home country. We offer a variety of insurance options for students, including policies for individuals and families. Our travel assistance coverage can include trip cancellation and emergency care, regardless of where you are studying. We partner with multiple insurance companies to ensure that you get the best possible coverage at an affordable price. Trust us to provide the protection and security you need as you embark on your new academic adventure.
Frequently Asked Questions
Why is it important for international students to have health insurance when studying in Canada?
It is important for international students studying in Canada to obtain health insurance for the duration of their studies. Although it is not a requirement specified in their study visa, universities will require proof of health coverage. Without health insurance, emergency medical expenses can be costly, but Visitors to Canada travel insurance can help alleviate unexpected expenses.
Can international students easily obtain health insurance in Canada?
Yes, students with a study permit are eligible for medical insurance in Canada. Experior associates can help students from different countries find the right policy that suits their needs and budget. Our advisors can provide guidance on navigating through different policies and finding the best products and rates available.
Should I increase my travel insurance coverage while studying in Canada?
It is essential to consider increasing travel insurance coverage while studying in Canada. As an international student, you may face additional risks and expenses. At Experior, we partner with insurance companies to provide coverage for trip cancellation and emergency care in any province. Our associates can assist with finding the best coverage options and rates to ensure you have peace of mind throughout your studies. Be sure to contact us before your current coverage expires.