What is Health Insurance?
It is not uncommon to be caught off guard by unexpected health issues such as cancer, disability, or critical illnesses. These conditions can take a toll on our finances, often leading to premature withdrawals from savings and retirement plans. Fortunately, having a Health Insurance plan in place can provide a safety net against these financial burdens that can arise from disability or critical illness.
A reliable and comprehensive health and critical illness plan can help alleviate some of the stress that comes with illness or hospitalization. Given the ongoing threat of COVID-19, it is especially important to consider options such as Critical Illness Insurance, Disability Insurance (also known as paycheque insurance), or a group insurance plan to safeguard against loss of income due to unforeseen health expenses. These insurance policies can provide crucial protection and peace of mind during times of uncertainty and vulnerability.
Benefits of Health Insurance
A Health Insurance plan is an essential tool for protecting oneself against the unexpected expenses that can arise from unforeseeable illnesses. In challenging times like these, it is important to have a comprehensive plan that covers a range of expenses such as prescription drugs, specialist consultations, therapy sessions, homecare services, medical equipment, and more. Our Health Insurance policies are designed to offer coverage for a wide range of health-related expenses, including but not limited to acupuncturists, chiropractors, naturopaths, physiotherapists, psychologists, clinical counsellors, registered massage therapists, speech pathologists, orthotics, nursing services, prosthetic appliances, and even accidental dental procedures. With our Health Insurance, clients can have peace of mind knowing that they are protected in case of any unforeseen medical expenses that may arise.
Why choose Experior Financial for your health care coverage
To safeguard yourself and your loved ones, Health Insurance is a must-have. At Experior Financial Group, our associates can help you choose the best coverage by providing a comprehensive understanding of various health plans, including coverage for routine medical and dental treatments, as well as Disability Insurance and Critical Illness coverage.
Before our associates recommend the ideal coverage for you, you’ll need to provide some personal information. Once you’ve completed a brief questionnaire, we’ll provide tailored quotes on the top health plans available. Our services extend across Canada, and our agents will assist you in selecting the best Health Insurance product to meet your and your family’s needs.
FAQ
What are the main types of Health Insurance?
There are several types of Health Insurance available to protect individuals against unexpected medical expenses. These include prescription drug coverage, extended health care and hospitalization reimbursement benefits, as well as vision and travel insurance for emergency care while traveling. At Experior Financial Group, our associates are trained to help clients choose the right plan that best suits their needs.
What is the cheapest monthly Health and Dental Insurance?
The cost of a health plan can vary based on several factors, such as age, pre-existing medical conditions, and level of reimbursement of benefits. Some insurance companies, like Manulife, offer basic, bronze, silver and gold products with varying levels of reimbursement for prescription drugs, dental services, and other benefits.
How does Health Insurance work?
Health Insurance works by protecting you against the expenses associated with medical treatment. By purchasing a plan, you enter into a legal agreement with the insurance provider, who promises to pay all or a portion of your medical bills. This protects your retirement and savings accounts from the high costs of medical expenses. At Experior, our associates are available to help you understand how Health Insurance works and to guide you in choosing the right plan for your needs.